How it works
How it works
Kentaiido is a technology platform. Here is how each service works and who is responsible for what.
Personal savings
Save with clear terms
1. Register and verify
Create your account, confirm your email address and complete identity verification.
2. Choose a plan
Pick the daily, weekly, monthly or yearly plan that suits you and read its terms first.
3. Add money
Pay securely with Paystack. Your balance is updated only after our servers confirm the payment.
4. Withdraw when eligible
Request a withdrawal to your verified bank account. Each request is reviewed before it is paid, and a 2% fee applies.
Group thrift
Contribute together, round by round
1. Create or join
An organiser creates a group and sets the contribution and how often it is paid. Others join with an invitation code.
2. Agree the order
Before the group starts, the organiser sets who receives the payout in each round.
3. Contribute each round
Every participant pays the agreed amount. Each payment is recorded and visible to the group, and reminders go out as due dates approach.
4. Receive your payout
Once everyone has paid for a round, it is paid out to that round’s recipient, and the group moves to the next round.
Loan operator programme
Independent operators, their own lending
1. Operators apply
Eligible independent operators apply to use the loan-management platform. Kentaiido reviews each application.
2. Operators lend independently
Approved operators use their own capital and make their own lending decisions, disbursements and collections.
3. Kentaiido provides the software
The platform helps operators keep customer, loan and repayment records. Each operator’s workspace is separate from every other.
Kentaiido is not the lender
If an independent operator offers you a loan, your agreement is with that operator, who is responsible for the decision, the funds and the collection. Platform approval is not a lending licence.
Opportunities
Announcements, not advice
Kentaiido publishes announcements in property, agriculture, business and investment after review. Read every document and take independent advice before you act.
Please read before you act. Investments carry risk, including the loss of the money you put in, and returns are never guaranteed. A listing is an announcement, not financial advice. Read every document and take independent advice before you commit any funds. Kentaiido does not ask for payment through this page.